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Terms of Use

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creditcardrays.com does not issue credit cards or any other financial products. We are not lenders, credit providers or a banking institution Creditcardrays.com contains links to third party resources. Those websites are operated by entities other than Creditcardrays.com .We have no control over those websites and are not responsible/liable for any loss/damage of any kind incurred from your dealings with those websites. When you get a credit card processed by us you automatically agree to our terms and conditions. It is highly imperative therefore, before applying for one of our best credit card online deals that you study the following terms and conditions.

1)Creditcardrays.com provides customers with current and up-to-date information on credit card offers online. When addressing this site and any of its credit cards, you agree to be bound by the Terms of use and Conditions as they are stated here.

2) Authors' maintain the copyright to their articles and the content is strictly their opinion. You are advised to use this material "at your own risk". Creditcardrays.com cannot be held liable for any injuries, physical or otherwise, which may result from the use of free information from within this site. The material contained on Creditcardrays.com website is provided for informational and educational purposes only. If any point put forward by credictcardrays.com matches any other firm’s points then it should be deemed coincidental. We ourselves take the utmost care to ensure that there is no infringement of any copyright whatsoever. The material provided is not intended to be a substitute for professional legal advice, individual credit counseling or personal credit and finance advice. You should consult your own lawyer, seek assistance of a competent professional or seek specific advice from a credit counselor regarding your particular situation. Creditcardrays.com does not give professional credit or peronal finance advice. Where opinions or recommendations are our own you should understand that it represents only our understanding of the matter discussed. . All information on credit cards you find on this site should not be concerned as absolutely reliable. We recommend that you get different opinions on credit cards and seek advice of your accountant and other financial advisers.

3) All rules, terms and conditions, other policies (including privacy policies) and operating procedures of third-party linked websites will apply to you while on such websites. We are not responsible for the content’s accuracy or opinions expressed on such Websites, and such Websites are not investigated,monitored or checked for accuracy or completeness by us.Inclusion of any linked Website on our Site does not imply approval or endorsement of the linked Website by us. This Site and the third-party linked websites are independent entities and neither party has authority to make any representations or commitments on behalf of the other. If you decide to leave our Site and access these third-party linked sites, you do so at your own risk.We advertise third-party linked websites from which you may purchase/obtain certain sample goods, freebie offerings or free trial services. It is important for you to understand that we do not operate/control products, free offerings/services offered by third-party linked websites. Third-party linked websites are responsible for all aspects of order processing, fulfillment, billing and customer service. We are not party to transactions entered into between you and third-party linked websites. You agree that use of such third-party linked websites is at your sole risk and is without warranty of any kind by us, expressed,implied or otherwise. Under no circumstances are we liable for any damages arising from transactions between you and third-party linked websites or for any information appearing on third-party linked websites or any other site linked to or from our site.We are here to help you find the best credit cards and take the right credit decision. When you've examined credit offers and evaluated a new product to your heart’s content, seek the advice of a professional financial specialist before applying online for the credit card.

4) Your Access and Use of the Site

Your right to access and use the site is personal to you and is not transferable by you to any other person or entity. Only you are entitled to access and use of the Site for lawful purposes and pursuant to the terms and conditions of this Agreement and the Privacy Policy. Your access and use of the site may be interrupted, from time to time, for any of several reasons, including, without limitation,the malfunctioning of equipment, periodic updating,maintenance or repair of the site or any other action that we in our sole discretion, may elect to take. We reserve the right to suspend/discontinue the availability of the Site and/or any portion or feature of the Site at any time at our sole discretion and without prior notice. In no event will Creditcardrays.com be liable for any damages, losses or expenses arising in connection with this site or its use, or inability to use by any party, or in connection with any failure, error, delay in transmission,computer virus or line or system failure, even if is advised of the possibility of such damages or failures.Hyperlinks to other internet resources are at your own risk, and the accuracy, content, opinions expressed, and other links provided by these resources are not investigated, verified,monitored or endorsed by Creditcardrays.com.

Any action by you that, in our sole discretion: (i) violates the terms and conditions of this Agreement and/or the Privacy Policy; (ii) restricts, inhibits or prevents any access, use or enjoyment of the Site; or (iii) through the use of the Site, defames, abuses, harasses, offends or threatens, shall not be permitted, and may result in your loss of the right to access and use the Site. You shall not meta-tag, provide links to or frame the Site without our prior, express, written permission.

5) Creditcardrays.com, at its sole discretion, can change, suspend,or terminate, temporarily or permanently, services or any part of them at any time, for any reason, without notice to you and without liability to you or any other person. CreditCardrays.com likewise may change its terms and conditions from time to time with/without notice to you. You agree to review the Terms/Conditions periodically to ensure that you are aware of any modifications. Your continued access or use of the Site after due modifications have become effective shall be deemed to be your conclusive acceptance of the modified Terms.

6) Creditcardrays.com disclaims any and all warranties, expressed and implied, including without limitation, the implied warranties of merchantability, fitness for a particular purpose and non-infringement. Use of the information and features on this site are at your sole risk. Creditcardrays.com will in no case be liable to any person or entity for any direct, indirect, consequential, incidental or any other damage under any theory of law for any error/s in information/features on this site, or for the use of any information/features available on this site, including without limitation damages for lost profits, business data, or damage to your computer system. Information on this site may include technical inaccuracies/ typographical errors. 7) You agree to indemnify, defend and hold us, our officers, our shareholders, our partners, attorneys and employees harmless from any and all liability, loss, damages, claim and expense,including reasonable attorneys’ fees, related to your violation of this Agreement or use of the site.

7) We expressly disclaim any liability relating to the content of any website accessible via a link from this site and with respect to any product/services offered/sold through it and are entitled to full indemnification from those sites with respect to any claim against Creditcardrays.com concerning the same. We make no representations or warranties with respect to the operation of any website that you may access via links from this site. We shall not be held liable for any indirect, special, or consequential damages that may result from any interruption to or error in the operation of those websites even if we have previously been advised of the possibility of such damages.

8) Creditcardrays.com and its affiliates provide links to external websites/resources to sign up for products/services provided by third parties for your convenience and reference. Creditcardrays.com and its affiliates do not endorse and are not responsible for the availability of these external websites/resources or for any content, advertising, products, or other materials on or available from such external websites/resources. Your use of and dealings with the owners or operators of these external websites or resources are at your own risk. No claim can be made against Creditcardrays.com or its affiliates arising out of your use of external websites or resources.

9) No Relation to Company Logos and/or Trademarks:

Creditcardrays.com does not claim to have any form of relationship,or ownership to any of the logos, or trademarks of any credit card issuer whose products may be listed throughout the website of Creditcardrays.com

The Site may contain advertising/sponsorships. Advertisers and sponsors are responsible for ensuring material submitted for inclusion on the Site is accurate and complies with applicable laws. We are not responsible for the illegality or any error,inaccuracy or problem in the advertisers’ or sponsors’ materials.

*The card review information provided above is assumed to be accurate at the time that it is evaluated. We strongly recommend that site users thoroughly review all terms and conditions that are provided by each card issuer to validate that information posted is accurate prior to submitting an application for the card on offer.

Please review thoroughly all disclosures/information concerning the terms/conditions of a credit card offer prior to application.

 
 
 
*See the online application for details about terms and conditions Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. When you click on the offer you desire you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.
 
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