A low interest credit card, it’s in your benefit,Why pay more when you can pay less!
The Credit Card with a low interest rate is affordable as it saves you money at the end the month. It is most convenient to use it for those impulsive buys and quick deals, just when you are not carrying cash around. A card swipe makes your shopping bag swell, at the back of the mind there is a an ongoing repeated nagging “what about the interest and how much more would I have to pay extra” It is not the right time to think about it, you should have thought about it when choosing a card- a low interest credit card.
The shopping spree ends, it is time payback time! The credit card debt statement arrives and the amount sometimes surprises you, making you resolve not shop anymore on impulse. Resolutions are made to be broken! Better still is to plan your purchasing budget so that you know how much more you are paying in terms of interest. If you are a good paymaster and a regular one - choosing a low interest credit card is the best thing that could happen to you. So, the lower the interest, sooner the payback. Check out the credit card companies, there are some who offer 0% interest rate on balance transfer; it’s a good idea to transfer from other cards. It feels good to pay your credit card debts without having to pay no interest or minimal interest.
Low interest credit card has other advantages as well. A card with a low apr (annual percentage rate) is the most favoured, as it also allows you to save on interest accrued to your balance. A great card idea for the frequent purchasing especially large ones. A card with a 0% apr (annual percentage rate) offer comes with a promotional period, meaning you don’t need to pay any money towards interest; this may be enjoyed for a privileged period. The hitch is – please check the fine print as the promotional period ends the company gears up by increasing on the apr as high as 20%- a novel idea to recover all that the company has lost during the 0% apr period.
Yet more advantages:-
Low interest card saves you from financial challenges for those who can’t settle credit card debts every month.
Low interest and great savings.
Savings on balance transfer consolidating debts.
Great savings on paying off balance.
For a low interest credit card, apply online; go directly to card issuers, one may find them everywhere... The card issuing companies offer various promotional plans; choose from feature to low interest rate, reward programs and apr with minimal rate of interest. Low interest card is a super saver in the hands of a calculative user. Lastly please read the fine print beyond the promotional offers.
The good mix of combination offers you the power of two cards- two cards in one.
*See the online application for details about terms and conditions Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. When you click on the offer you desire you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.