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Credit Cards for bad or no credit

Home >> Credit cards for bad credit page 1 >>Credit Cards for bad or no credit

It is obvious that when you run into bad credit you opt for bad credit cards and the card issuing companies is aware about the fact. One is still subject to credit check from the companies. Say if some one operates three collection accounts and is a regular payer will be most likely to be approved, then someone operating five accounts and has two unpaid collections will be denied approval.

The standard procedure for any card issuing company is to check the credit history, before considering card approval. If you have a history of credit or loan default, getting credit anytime you apply becomes quite challenging. The approval procedures considers various terms and criteria, when one is spared of credit checks it is likely that the card attracts exorbitant fees, prepaid or company-specific, means the card can be only used at the creditor’s website or store, secondly will land up paying more for the things bought by you. Though the card arrives, it comes with a fat price tag.

There is a chance to improve the bad credit history, or rebuild a new credit history by repairing your bad credit-getting you out clean on the credit-worthiness. It’s a process of credit repair-where the unfavourable credit histories are restored to healthy credit-worthiness. It is important to keep in mind that only a healthy credit rating paves a better financial future.

 
 
 
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